Today's fact

Omkar Ray

Curious, first principles thinker. AMA Music, Tech and Product.

What I write about

Deepdives

Long-form explorations into topics I find fascinating.

RL Infrastructure

RL-as-a-Service

Why reinforcement learning infrastructure is the next great platform opportunity — the AWS moment for RL, $7.5B today to $21B+ by 2032.

Mar 2026
Consumer Tech

Pronto-fication

The unbundling of Urban Company — how India's $60B home services market is being decomposed by speed-first vertical startups.

2026
Fintech

Visa's Product Ecosystem

How the world's largest payment network is expanding from cards to a $200T money movement platform.

Feb 2026
Fintech × AI

Embedded Finance 2.0

When fintech becomes a function call — the protocol stack being built for agent-first commerce.

Feb 2026
AI Agents

Agent Design Patterns

Seven context management patterns powering Claude Code, Manus, and Cursor.

Feb 2026
AI Agents

Seeing Like an Agent

Tool design, action spaces, and progressive disclosure from Claude Code.

Feb 2026
India E-Commerce

Indian E-Comm × GenAI

How Flipkart, Swiggy, Meesho, and Amazon India deploy GenAI across commerce.

Feb 2026
Infrastructure

Building a Datacenter

Six layers forced into simultaneous transition by Nvidia's GPU power density roadmap.

Feb 2026
Voice AI

Bolna AI

Product capabilities, competitive moat, wrapper analysis for India's leading Voice AI platform.

Feb 2026
Voice AI

Smallest.ai

Full-stack model-company analysis: proprietary ASR, LLM, TTS, and moat layers.

Feb 2026
Voice AI

Ringg.ai

Distribution-first no-code voice platform: wrapper risk, GTM moat, and path forward.

Feb 2026
Voice AI

The Voice AI Stack

What's commoditized and what isn't — 15 layers scored against verified vendor pricing. The inference floor is $0.021/min; the market clears at $0.10.

Jul 2026
Voice AI

The Voice AI Eval Layer

Was this call good? — the last question in the voice stack without a number, and the category racing to supply one. Four product shapes, the calibration problem, and the ground nobody's claimed.

Aug 2026
Fintech

Themes I track closely at the intersection of finance, regulation, and AI-native products.

AI/ML

Core machine learning areas I actively study, build with, and write about.

Phase 1 · Foundations Karpathy micrograd & makemore
Phase 2 · Deep Networks makemore & GPT
Phase 3 · LLM Architecture Deep Dive Raschka · LLMs From Scratch
Phase 4 · RAG & Retrieval Systems LlamaIndex · LangChain · Google NotebookLM
Phase 5 · Agents & Production Systems LangChain · OpenAI · Anthropic
Phase 6 · Multimodal & Frontier Models GPT-4o · Gemini · Claude 3.5
Phase 7 · Fine-tuning & Alignment QLoRA · DPO · Constitutional AI
Phase 8 · Inference, Deployment & LLMOps vLLM · Ollama · MLX
The Agentic Engineering Guide
10 parts · 33 chapters on AI agent infrastructure — context engineering, security, MCP, orchestration, observability, and production ops.
Part 1 · Foundations 3 chapters
Part 2 · Context Engineering 3 chapters
Part 3 · Security & Authorization 4 chapters
Part 4 · Protocols & Standards 3 chapters
Part 5 · Observability & Operations 3 chapters
Part 6 · Agent Orchestration 3 chapters
Part 7 · Team Practices 3 chapters
Part 8 · Production Workflows 3 chapters
Part 9 · Production Engineering 6 chapters
Part 10 · Sustainability & Deployment 2 chapters + appendices
Design

Visual artifacts — packaging concepts, interface explorations, and design systems.

Nomad Design System · 5 Screens · Mar 2026

A curated travel UI — editorial typography meets pastel cartography. Onboarding through empty states, designed for mobile-first exploration.

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